Optional Add-ons
- ✅ Return of Premium
- ✓ At the end of your policy term you get back all the premium payments you made!
When you get back all the money you've spent on premiums you'll know that this insurance policy was
basically free. But until that time comes you can feel comfortable knowing that your home investment
is fully protected and your family & loved ones never would be pressured into a quick, forced sale
at a discount.
- ✅ Living Benefit Chronic Illness
- ✓ Allows you to tap into your policy's death benefit early
- ✓ If you're diagnosed with a qualifying chronic condition
- ✓ Medical care, In-home care, Nursing home expenses
- ✅ Living Benefit Critical Illness
- ✓ Offers access to death benefits upon diagnosis of specific life-threatening conditions, such as cancer or heart attack
- ✓ Helps cover costs associated with treatment or recovery
- ✅ Living Benefit Long Term Care
- ✓ Provides funds for long-term care services not covered by traditional health insurance
- ✓ Can be accessed as a lump sum or monthly payments
- ✅ Living Benefit Accelerated Death
- ✓ Allows access to a portion of the death benefit if diagnosed with a terminal illness
- ✓ Provides funds for medical expenses or other needs during a critical time
- ✅ Accidental Death
- ✓ Super charge your death benefit payout to your family
- ✓ Covers death due to accidents such as airlines, car accidents, drownings, falls, poisoning, suffocation, choking, fires
|